Ugh, it's just such a pain my behind. I make ok money here off of four clients, my DH makes 3 times more than I do, we both have credit scores in the high 700's AND I have a $6,500 down payment on a $23,000 loan BLECK!

I guess I was just dumbfounded that we would have an issue based only on the fact that I am self-employed. My DH can qualify on his own but I don't ... what bull-honckey.

The dealership guy is talking to the financing people because he , of course, wants the sale. I just want to get approved for the loan so we can get the dang van already. The dealership is offering 3.4% financing but if it doesn't go through we'll try through state farm. They have a 3.99%. The lowest rate our bank has is a 4.2% so we want to get the lowest rate possible.

In the words of 3yo DCG "I want it, I want it, I want it" lol

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