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sharlan 06:29 PM 08-14-2011
Originally Posted by mom2many:
I simply took out a Personal Liability Umbrella Policy for 1,000,000 on my home owners. Not all companies will carry a rider for child care though.

Here in CA, licensing has always checked to make sure I have current house insurance, whenever they come out and years ago, my agent advised us to upgrade our personal liability insurance.
Interesting, licensing has never asked about my homeowner's insurance. I have Farmer's and my agent keeps telling me that I'm covered for the daycare. I even watched his dd years ago.
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