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youretooloud 10:16 AM 06-14-2011
Originally Posted by MarinaVanessa:
So I've been saving up for the downpayment for a van and I finally have it and we found one at a good price in a city a few hours away so we're doing the loan application process online and I'm having issues getting approved because of my work status (self employed). Has anyone had this issue when buying a car from a dealership? Ugh, I'm so frustrated when I should be out driving around in my new van .
My brother owns a dealership in a town two hours away. We just have him help me. But, I have awesome credit, and had a great trade in, so with all of those things, I think it was easier for me. Even then, I felt kinda violated with all the credit checks. It was like the bank was trying really, really hard to find a way to say "no". I even had to put my husband's name on my loan. (kill me now.. I'll never live that down)

Hopefully, it will just take a few days and you'll be approved. What do they say they want? It's a van... not a mortgage!
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