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sahm1225 06:53 PM 08-13-2011
You can google home daycare liability insurance and some companies come up. I have West Bend Mutual and I love them. I got the policy through a local agent (most of the ones online you just fill out the application and mail it in with your check and that starts the policy- I must be old fashioned because I wanted to have someone to talk too!).

for the policies that cover up to 4 kids, that is the max that they will cover and if you have a claim they wont pay out at all if you have more than that amount of kids in your care. I am not sure about having more than one policy, but I would think it would be the same thing (that they would somehow try not to pay).

If you do a search on daycare.com you should be able to find some other insurance companies listed that offer daycare insurance.

good luck!
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