No there is no rule-but COMMON SENSE should ring a bell-GOOD GRAVY----does this provider not have any? Time to get a new provider. WOW- ! My rule of thumb is-if it's 32 we don't go OUT-The air temperature has to be BELOW freezing in order for frostbite to develop on exposed skin. But skin can freeze within 30 minutes-no matter what age-but come on-children play in the snow-and don't "feel" the cold like we adults do-TIME FOR A NEW PROVIDER-and report them!

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