Where to get Business Insurance and Cost?

[kpa0627]

I rent a home and run a licensed daycare in it in Kansas. Where do you all get your daycare insurance? How much does it cost you? I've called a few insurance agencies in my area but they all say they only add a daycare insurance policy if you have homeowners insurance through them. Well, I don't own the home. I have renters insurance through our bank.... but they don't offer business insurance. Please help!

[momma2girls]

Yes, I have a rider added onto our house insurance to cover us, just in case anything ever happened. I think it is like $100 and some dollars a yr.