Insurance- Do I Have Enough
 

Hi!
I am getting a new insurance policy and wanted to check with you guys first to get your opinions.
FYI, I only take kids under 24 months, not sure if that makes a difference.

Here is what the policy is for:
General Aggregate Limit (OtherThan Products-Completed Ops) $2,000,000

Products-Completed Ops Aggregate Limit Included
Personal and AdvertisingInjury Limit $1,000,000

Each Occurrence Limit $1,000,000

Damage To Premises Rented To You $100,000

MedicalExpense Limit $5,000, Any One Person

Each Professional Incident Limit (ifapplicable) $1,000,000

Deductible N/A

Sexual Molestation Insurance
Each Claim Limit $ : 1,000,000
Coverage E Aggregate Limit $ : 2,000,000


Can anyone decipher this and let me know if it is good coverage? Thanks!