Liability Insurance????
 

Do you have liability insurance for your daycare and what company did you choose??

Originally Posted by Auntie'sHouse:
Do you have liability insurance for your daycare and what company did you choose??

I have State Farm.

I have a policy through my homeowners that I really only have because they make me have it. It doesn't cover much. I have a separate more comprehensive policy through DCI- recommended by NAFCC.

Thomco. It's about $600/yr and $1m/$3m policy.

Separate West Bend policy for me. I would never do business without liability insurance.

My daycare insurance is a rider on my house insurance.

Westbend

Tom Copeland complied a complete list of companies that offere liability insurance. Here is the link. Just below his photo are the links for insurance companies (in blue)
http://nafcc.org/index.php?option=co...297&Itemid=105

HTH :)

I have Adult and Children Alliance

Originally Posted by MissAnn:
I have State Farm.

Me too. I just got a rider and added it to my homeowner's policy but I'm a small FCC in CA and they will only cover up to 6 kids so when I expand to a large FCC in the future I'll need to change liability insurance companies.

I have one with my homeowners, but when I expand I will get different insurance as they won't cover anymore.

I have DCI as well affordable and very easy to work with

Lloyds of London. They write my fire insurance, just added a liability policy. My daycare building (not my home) is over 100 years old,.so Lloyds is the only company I can get. :confused:

I have a large license and go with New England Insurance Company

http://www.neisinc.com/childinc.htm

Liability is a must. I have Nationwide and they are very affordable for a $1m policy. They offered the largest policy as far as I had found.