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-   -   Daycare Insurance (https://www.daycare.com/forum/showthread.php?t=52177)

SunshineMama 10-04-2012 10:56 AM

Daycare Insurance
 
Does anyone mind sharing what their monthly (or yearly) premium is for Daycare insurance in their home?

Springdaze 10-04-2012 11:42 AM

I need to renew mine, but i paid about 300 a year through Thomco. Its really quite inexpensive.

canadiancare 10-04-2012 12:37 PM

I am fortunate that mine is thrown in with my house insurance. It stipulates 5 children in daycare on the contract but other than that no premiums. My house insurance is 80$ a month, though.

Blackcat31 10-04-2012 12:51 PM

I pay $544 yearly for $1,000,000/$3,000,000 liability coverage.

I am insured as group family care.

daycare 10-04-2012 12:55 PM

Quote:

Originally Posted by Blackcat31 (Post 269874)
I pay $544 yearly for $1,000,000/$3,000,000 liability coverage.

I am insured as group family care.

holy cow BC.. I have the same and I pay triple of what you pay.....good old sue happy califronia!!!

Blackcat31 10-04-2012 01:02 PM

Quote:

Originally Posted by daycare (Post 269876)
holy cow BC.. I have the same and I pay triple of what you pay.....good old sue happy califronia!!!

I looked on my carrier's site and for the same liability coverage as I have, in California, you would pay $1168...which IS odd since it is for the same coverage amounts and the same amount of children as I have. :confused:

SunshineMama 10-04-2012 02:27 PM

Thanks for sharing! I am just trying to get an idea of what is out there :)

lovemykidstoo 10-04-2012 02:42 PM

I think mine is $580 for $1,000,000/$3,000,000. It was more because I have an above the ground pool (daycare kids don't use)

spud912 10-04-2012 02:52 PM

I pay $290 through State Farm for $1,000,000

daycare 10-04-2012 03:01 PM

Quote:

Originally Posted by Blackcat31 (Post 269879)
I looked on my carrier's site and for the same liability coverage as I have, in California, you would pay $1168...which IS odd since it is for the same coverage amounts and the same amount of children as I have. :confused:

everything in this state really cost and arm and a leg.............

frugalmama4 10-04-2012 05:24 PM

Question?
 
OK, don't laugh at me...but do I need to have insurance for the daycare?

I'm able to keep up to 12 kids at once.

What does the insurance cover?

Thnaks

EntropyControlSpecialist 10-04-2012 05:27 PM

Quote:

Originally Posted by Blackcat31 (Post 269874)
I pay $544 yearly for $1,000,000/$3,000,000 liability coverage.

I am insured as group family care.

Wow! Who is your carrier? I live in Texas.

canadiancare 10-04-2012 06:58 PM

Quote:

Originally Posted by frugalmama4 (Post 270020)
OK, don't laugh at me...but do I need to have insurance for the daycare?

I'm able to keep up to 12 kids at once.

What does the insurance cover?

Thnaks

it is a sure way to lose your house if "God Forbid" something goes wrong and you don't have it. It would be deductible from your taxes so I don't see why you wouldn't have it.


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