Insurance When Caring For Family
I am currently licensed caring for multiple families. I have decided to go legally unlicensed and will only continue to care for my niece. Because I am licensed, I currently have business liability insurance. Do I still need this coverage once I am unlicensed and caring for family only?
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It depends on your state standards. https://www.daycare.com/states.html
I think for most family daycare, their homeowners insurance would suffice but maybe DCI will think otherwise. |
Since I am legally unlicensed, I have not been able to get any.
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Originally Posted by Michael: |
Originally Posted by LysesKids: |
Originally Posted by Daycare Insurance: So, basically what you're saying is that because we aren't licensed, even if we're operating within our states legal regulations; we can't get insurance at all? So what are we supposed to do then? get a rider on our homeowners and hope nothing happens? |
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