Michigan Providers- Liability Insurance
 

I know this has been asked on here before, but I can't seem to find the thread. What company do you have your liability insurance through? And if you don't mind, what are your average premiums per year? I need to purchase insurance, but when I do a search online, I can't seem to find a company who provides this type of insurance in MI.

Thanks :)

Maybe try New England Insurance Services (WWW.neisinc.com). My food program is in Michigan and that company advertises in their monthly newsletter.

You could try Assure Child Care

Here is the rate scale for Michigan providers:

http://www.assurechildcare.com/child...nce-quote.html

(Formerly known as Adults and Children's Alliance)

I use State Farm, $225 per year, part of our Homeowner's policy and only if a Family Daycare Home for six(6) children. They won't insure for more children.

I get newsletters from West Bend Ins out of Wisconsin and they offer liability for child care, you could try them but I have no idea of rates.

http://www.thesilverlining.com/busin....1371564048477

I use Farm Bureau. Seems like it's like $400 a year, but I have a pool so it's a little more. I used State Farm before and their daycare liability was less, but the homeowners was more so it equaled out.