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-   -   Payment Apps (https://www.daycare.com/forum/showthread.php?t=88266)

lovemykidstoo 01-12-2018 07:17 PM

Payment Apps
 
Does anyone have an app or anything online that is free to use that you can accept payments from? I'm about tired of people saying they forgot their checkbooks, junior didn't come, but I'll stop after work to pay you and then forget, etc. I do have 2 people that bank where I do, so they easily transfer money and that's great! I would love an app that does that but it has to be free and immediate access. Thanks!

Denali 01-12-2018 07:33 PM

Add a late payment fee and add it every day until everything is paid (including fees) in full 👍

Mine is $25 a day for every calendar day until paid. When I get the line ďoh I forgot my check book-ď

Me: ďoh no problem, please donít forget to add the $25 a day late payment fee when you pay.Ē

Funny how I get ďoh! Really-? But but Iíll pay tomorrow-! Oh let me go look in the car maybe itís there...Ē and low and behold it was in the car the whole time! 😬

284878 01-13-2018 07:18 AM

Venmo. Someone on here suggested it and I did some research and started using it last spring. All my parents jumped on board and created an account (it takes a few days to activate).
I sent a letter home saying that they had a knew option of payment, and steps on how to set it up. The following week everyone paid me through this app.

284878 01-13-2018 07:21 AM

And the money transfer to my account the next day. Even when the message says that it will take two days. ( My week ends on Thursday, so I get paid then.)

Bonus for me, one family pays me on Tuesday when they pay there bills for the week.

Blackcat31 01-15-2018 08:59 AM

Many of my parents opted to use Zelle

It's free and the money appears in my account minutes after the parent sent it.

https://www.zellepay.com/

lovemykidstoo 01-15-2018 09:24 AM

My credit union isn't listed. Is it hard to do if its not?

lovemykidstoo 01-15-2018 09:25 AM

Quote:

Originally Posted by 284878 (Post 661472)
And the money transfer to my account the next day. Even when the message says that it will take two days. ( My week ends on Thursday, so I get paid then.)

Bonus for me, one family pays me on Tuesday when they pay there bills for the week.

Is it next day even if that day is Saturday?

Luvnmykidz 01-15-2018 09:32 AM

Quote:

Originally Posted by lovemykidstoo (Post 661584)
My credit union isn't listed. Is it hard to do if its not?

Itís easy to do if youíre credit union isnít listed unless youíre using a business debit card. Business debit cards can not be used to set it up, otherwise you just click on the link to get started and put in your debit card info and follow the steps.

lovemykidstoo 01-15-2018 09:37 AM

Quote:

Originally Posted by Luvnmykidz (Post 661586)
Itís easy to do if youíre credit union isnít listed unless youíre using a business debit card. Business debit cards can not be used to set it up, otherwise you just click on the link to get started and put in your debit card info and follow the steps.

Great thanks. So my families enter their payment info and it will go to my credit union acct immediately or an app acct and then I forward to my acct at the credit union. There's no fees on either end? What's the catch

CityGarden 01-15-2018 10:56 AM

I have been using Brightwheel and love it for payments / billing. At present it is free for me (I signed up with them a bit ago) but I only allow bank transfers and no cc/debit cards as there is a % fee for that.

- I like that is sends invoices which reminds parents to pay
- It takes 2 days approx for the funds to reach my account (sometimes faster but it is not the same day)
- It tracks all the parents payments if they need / want it for tax purposes or if their employer pays a portion of their childcare (this also makes proving my income easier for me in terms of taxes, future loans, etc.)
- They are going to a fee for payments but I think it's $1 or some per family which would be a tax write off so I would be okay with that fee (it would be about $6-12 per month depending on my enrollment so I feel it's worth it for the ease of use)

Saying how much I like Brightwheel for Billing I feel I should also state I do not like the parent communication side of it for preschool age children. It really sells the idea of daily notes for parents and parents get giddy about the thought when the sign up for the billing side of it. For that non billing related reason I want something that just offering the features Brightwheel billing does but if you already do daily notes or want to do daily notes Brightwheel is nice!

Luvnmykidz 01-24-2018 07:43 PM

Quote:

Originally Posted by lovemykidstoo (Post 661588)
Great thanks. So my families enter their payment info and it will go to my credit union acct immediately or an app acct and then I forward to my acct at the credit union. There's no fees on either end? What's the catch

It should go directly to your account. When itís the first transaction it may take a couple of days and then afterwards it should be available within minutes. I havenít experienced any fees and my parents havenít mentioned having to pay any fees either.

284878 01-25-2018 07:39 AM

Quote:

Originally Posted by lovemykidstoo (Post 661585)
Is it next day even if that day is Saturday?

Depends on your bank or credit union. During a holiday weekend, it said it was going to take extra time but I still had it the next day. Anytime you initiate the transfer after 7 p.m. it says that it will take an extra day but I still get it the next day.


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