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Showing results 1 to 62 of 62
Search took 0.01 seconds. Search: Posts Made By: biglou
Forum: Daycare Center and Family Home Forum 04-17-2018, 03:51 PM
Replies: 19
Views: 553
Posted By biglou
Interesting. In NY state, I seem to recall family...

Interesting. In NY state, I seem to recall family based cc cares for around 63% of all kids (based on subsidy reporting). I wonder if all the state's are similarly represented. It certainly is not in...
Forum: Daycare Center and Family Home Forum 11-01-2017, 08:10 PM
Replies: 4
Views: 1,197
Posted By biglou
Cat Herder Been using QB for few years now....

Cat Herder

Been using QB for few years now. We also have the payroll add-on as we have employees too.

First, the items you mentioned are really going to be managed by your accountant and not...
Forum: Daycare Center and Family Home Forum 11-01-2017, 07:47 PM
Replies: 5
Views: 1,216
Posted By biglou
Hi Panda This is one of my favorite pitfall...

Hi Panda

This is one of my favorite pitfall subjects in daycare! Holding spots is full of pitfalls. If you are willing to hold a spot for a family to start, then you must protect yourself in the...
Forum: Daycare Center and Family Home Forum 11-01-2017, 06:58 PM
Replies: 20
Views: 1,393
Posted By biglou
Pintsize Consider this a lesson learned and...

Pintsize

Consider this a lesson learned and if you can check to see what your local laws allow for in small claims court, example, if the loser must pay all court fees to winner and as you say...
Forum: Daycare Center and Family Home Forum 11-01-2017, 01:23 PM
Replies: 12
Views: 1,661
Posted By biglou
Well the first thing to remember is non for...

Well the first thing to remember is non for profit is a tax designation. Meet with your accountant to discuss the difference between your current S Corp status and a 501c3 NFP .

Now the...
Forum: Daycare Center and Family Home Forum 02-09-2016, 07:56 PM
Replies: 39
Views: 1,704
Posted By biglou
yep...the numbers are going down. Daycare...

yep...the numbers are going down. Daycare industry is in decline. The numbers show it and contrary to the claims of most parents griping that daycare is expensive. Well. in fact it is not expensive....
Forum: Daycare Center and Family Home Forum 02-09-2016, 06:33 PM
Replies: 15
Views: 786
Posted By biglou
don't do it unless you have protection in the...

don't do it unless you have protection in the bank with deposit.
All my families have a 1 week deposit in the bank. They also pay for daycare one week in advance. So if a family falls behind one...
Forum: Daycare Center and Family Home Forum 02-09-2016, 06:18 PM
Replies: 18
Views: 1,366
Posted By biglou
Hey Clara Remember the old song "Don't Worry...

Hey Clara

Remember the old song "Don't Worry - Be Happy" well if the phone is ringing with folks inquiring about spots -- Be Happy!

Unless you live in a community where there are more daycare...
Forum: Daycare Center and Family Home Forum 02-09-2016, 05:48 PM
Replies: 3
Views: 641
Posted By biglou
Well-It's your business, so it's your rules. ...

Well-It's your business, so it's your rules.

If you will hold a spot for a family, that will not start for several months, you can do any of the following:

- collect a single large...
Forum: Daycare Center and Family Home Forum 02-09-2016, 05:19 PM
Replies: 56
Views: 3,161
Posted By biglou
Ms. Provider Manda Sorry to hear about your...

Ms. Provider Manda

Sorry to hear about your issue. Many good replies here. One thing you and everyone else needs to remember: You are running a business-just because it is in your home does not...
Forum: Daycare and Taxes 01-04-2016, 08:08 PM
Replies: 12
Views: 2,480
Posted By biglou
Tom 2015 Family Child Care Tax Companion...

Tom

2015 Family Child Care Tax Companion shows available Feb 2 on Amazon. Question, is it available any sooner anywhere else? We have an S corp, so must file Mar 15. and this late date limits good...
Forum: Daycare and Taxes 01-04-2016, 07:50 PM
Replies: 12
Views: 2,480
Posted By biglou
Tom Thanks as always for the great info and...

Tom

Thanks as always for the great info and your books. We have used them regularly.
I checked your blog and want to clarify my understanding of it.

In 2015, I purchased rubber flooring (like...
Forum: Daycare Center and Family Home Forum 05-18-2015, 05:47 PM
Replies: 2
Views: 934
Posted By biglou
to incorporate costs some $, not just the...

to incorporate costs some $, not just the process, but other stuff. you should have both good income and assets to protect. to incorporate, you should also have accountant to do your taxes, business...
Forum: Daycare Center and Family Home Forum 05-18-2015, 05:28 PM
Replies: 15
Views: 1,517
Posted By biglou
Indoor Voice- interesting name. Now is the time...

Indoor Voice- interesting name. Now is the time to speak up for yourself. You already have two red flags- free day and free summers off with seat waiting for her-
time to make a decision- love your...
Forum: Daycare Center and Family Home Forum 05-18-2015, 04:43 PM
Replies: 13
Views: 1,777
Posted By biglou
have you considered a senior citizen or recent...

have you considered a senior citizen or recent retiree looking to supplement their retirement income? Also, home health attendants make great candidates as well. both are generally looking for extra...
Forum: Daycare Center and Family Home Forum 10-08-2014, 05:05 AM
Replies: 5
Views: 1,095
Posted By biglou
Hmmm. Never used such a combo loan package. You...

Hmmm. Never used such a combo loan package. You mentioned a zoning battle, do you have a workable plan if you don't get the zoning you need? Would the zoning failure impact terms of the sba loan? If...
Forum: Daycare Center and Family Home Forum 10-06-2014, 05:23 AM
Replies: 19
Views: 1,895
Posted By biglou
Ms. KatieG I believe your current families...

Ms. KatieG

I believe your current families will not be interested in you failing to increase in 11years and asking them to increase by 25% can be shocking. I suggest you have a backup plan to any...
Forum: Daycare Insurance 10-02-2014, 02:34 PM
Replies: 2
Views: 2,552
Posted By biglou
If you can't get coverage for both in one policy,...

If you can't get coverage for both in one policy, then get one company for the home and separate policy for the daycare. Many of us have to do it this way. Most home owner policies do not cover...
Forum: Daycare Center and Family Home Forum 09-29-2014, 02:49 PM
Replies: 14
Views: 1,578
Posted By biglou
My wife and I do conduct interviews anytime we...

My wife and I do conduct interviews anytime we are home including weekends as long as it is convenient for us. Don't worry about this woman. Almost all people claiming to need care within a few days...
Forum: Daycare Center and Family Home Forum 09-29-2014, 02:03 PM
Replies: 16
Views: 1,868
Posted By biglou
You probably don't want to hear this, but it is...

You probably don't want to hear this, but it is your responsibility to keep the kids safe. As such, you need to have a fence around your property to keep out all "unwanted" visitors. I know it may...
Forum: Daycare Insurance 09-29-2014, 01:46 PM
Replies: 5
Views: 4,153
Posted By biglou
I just got a new policy today! covers up to 16...

I just got a new policy today! covers up to 16 DCB per my license. Cost was $950. The cheapest I could find considering I am in NYC! coverage was $1,000,000 across the board. Assure insurance,...
Forum: Daycare Center and Family Home Forum 09-29-2014, 01:36 PM
Replies: 27
Views: 2,481
Posted By biglou
The trick is to have confidence in yourself and...

The trick is to have confidence in yourself and your program. Even a 20% discounted full-time spot generates more $ than a 2 or 3 day part-timer. As I posted above, we recently turned down part-time...
Forum: Daycare Insurance 09-25-2014, 11:44 AM
Replies: 3
Views: 2,728
Posted By biglou
I know Assure, and they quote $1952. for me. 100%...

I know Assure, and they quote $1952. for me. 100% more!
special rates for NYC Daycare!
Forum: Daycare Insurance 09-25-2014, 11:26 AM
Replies: 3
Views: 2,728
Posted By biglou
Anyone use/used Tudor Insurance Company for Daycare?

Hi All,

Shopping for Insurance and my broker was able to put together a policy from Tudor Insurance. Usual stuff, $1m liability, abuse/molestation, ...
coverage for 16 DCB
Cost: $950
But I...
Forum: Daycare Center and Family Home Forum 09-16-2014, 02:50 PM
Replies: 27
Views: 2,481
Posted By biglou
Don't like part time care. It is too difficult...

Don't like part time care. It is too difficult to fill the remaking days, continuity of curriculum is affected, etc.... We just turned down a family with 2.5 year old triplets! We offered her full...
Forum: Daycare Center and Family Home Forum 09-16-2014, 01:56 PM
Replies: 16
Views: 1,690
Posted By biglou
We have inside shoes and outside shoes for kids...

We have inside shoes and outside shoes for kids and provider. It's a safety issue. No shoes, you can slip and slide on hard wood floors! Also, you can drop "hard objects on your feet like "toy cars"...
Forum: Daycare Center and Family Home Forum 08-25-2014, 05:17 PM
Replies: 6
Views: 1,101
Posted By biglou
Day Care Baby Killed by Provider in NYC

Terrible news for all people with a heart. A baby was killed, yes killed by a careless, heartless, and stupid provider on Friday. Makes me want to scream to all parents that choosing your provider is...
Forum: Daycare Center and Family Home Forum 05-06-2014, 04:54 AM
Replies: 25
Views: 3,169
Posted By biglou
What defines a pre school from home daycare is...

What defines a pre school from home daycare is not just kid size furniture or primary color paint scheme, but the sense of moving from a home based business to school business located in your home....
Forum: Daycare Center and Family Home Forum 03-13-2014, 01:29 PM
Replies: 25
Views: 4,631
Posted By biglou
My wife and I are 50/50 partners in our center....

My wife and I are 50/50 partners in our center. We operate on a professional level. To keep peace in the family we have distinct roles and responsibilities. She is the provider as she has the...
Forum: Daycare Center and Family Home Forum 03-12-2014, 05:11 AM
Replies: 46
Views: 3,346
Posted By biglou
Very strange. First bill paid in my home is mtg...

Very strange. First bill paid in my home is mtg and second is food. All other bills rank lower. How about switching roles. You pay the mtg. He pays the other bills. Clearly your income goes away if...
Forum: Daycare Center and Family Home Forum 12-10-2012, 10:43 AM
Replies: 11
Views: 955
Posted By biglou
no... regarding your question, but as Miss V....

no... regarding your question, but as Miss V. said, it is best to take first aid/cpr training that is designed for pediatrics as the methods vary from treating adults! check out the Red Cross if your...
Forum: Daycare Center and Family Home Forum 11-08-2012, 05:11 AM
Replies: 13
Views: 2,764
Posted By biglou
Like a few said, the child needs a professional...

Like a few said, the child needs a professional eval and first talk with parents. I don't want to come off as cruel or uncaring, but day care pros are not here to fix every problem . We use our...
Forum: Daycare Center and Family Home Forum 11-06-2012, 06:50 PM
Replies: 25
Views: 3,540
Posted By biglou
agree, Ikea is the best all around on balancing...

agree, Ikea is the best all around on balancing cost and style. quality is good enough to go a few years. billy shelf system and trofast dominate my facility.
Forum: Daycare Center and Family Home Forum 11-06-2012, 06:38 PM
Replies: 9
Views: 1,273
Posted By biglou
burn out is true for all professions. dont know...

burn out is true for all professions. dont know the details about your operation, but if it is big enough to generate enough income to pay for an assistant to give you more free time to get a break,...
Forum: Daycare Center and Family Home Forum 11-04-2012, 01:41 PM
Replies: 16
Views: 1,382
Posted By biglou
Miss Elizabeth, So sorry your first...

Miss Elizabeth,

So sorry your first experience was so bad, but I believe in learning something new every day, and lets talk about it, because there are many lessons to learn here.

Lesson #1-...
Forum: Daycare Center and Family Home Forum 11-04-2012, 12:33 PM
Replies: 79
Views: 6,547
Posted By biglou
may i receive an invite as well? thank in...

may i receive an invite as well?

thank in advance.

big lou
Forum: Daycare and Taxes 11-01-2012, 06:18 PM
Replies: 4
Views: 2,884
Posted By biglou
Thanks again. You are an excellent resource for...

Thanks again. You are an excellent resource for the forum. I purchased several of your books, and I am reviewing your site. I just visited the FCF site and I am reviewing the helpful info there. Of...
Forum: Daycare Center and Family Home Forum 11-01-2012, 04:16 PM
Replies: 13
Views: 1,089
Posted By biglou
Hope it works out for you, but if it does not and...

Hope it works out for you, but if it does not and you need to start working on the first DCK again, remember the following: turn any potential negatives to a positive. Try to think of the negatives a...
Forum: Daycare Center and Family Home Forum 11-01-2012, 02:03 PM
Replies: 0
Views: 456
Posted By biglou
Question Are you interested in a survey about our day care businesses?

Hi All,

I was wondering if there have been any recent surveys performed on our member's daycare businesses.

If not, what do you all think about putting a survey together to get some general...
Forum: Daycare Center and Family Home Forum 11-01-2012, 02:01 PM
Replies: 0
Views: 497
Posted By biglou
Question Interested in a survey about our day care businesses

Hi All,

Sorry for double posting. Disregard


Thanks,

Big Lou
Forum: Daycare Center and Family Home Forum 11-01-2012, 12:48 PM
Replies: 10
Views: 949
Posted By biglou
Don't give away your services. Believe in...

Don't give away your services. Believe in yourself and your product
Forum: Daycare Center and Family Home Forum 11-01-2012, 12:26 PM
Replies: 42
Views: 3,140
Posted By biglou
Hey, the kitty is on target. Kick this gal to the...

Hey, the kitty is on target. Kick this gal to the litter! $200 for two kids starting at 5:30am! No way! I would not take one For $200 starting at that time. Just think what other provider in your...
Forum: Daycare and Taxes 11-01-2012, 12:04 PM
Replies: 4
Views: 2,884
Posted By biglou
Thanks for the reply with info. My gas/electric...

Thanks for the reply with info. My gas/electric are billed separately to each apartment, so that's an easy one. I guess the 50/50 rule on heating and water will be used because I can't separate...
Forum: Parents and Guardians Forum 10-31-2012, 06:17 PM
Replies: 52
Views: 6,752
Posted By biglou
agree with daycare diva on this issue. this is a...

agree with daycare diva on this issue. this is a constant problem for providers caring for kids on part time basis. Part timers are scheduled into the calendar so the provider can maximize open seats...
Forum: Daycare Center and Family Home Forum 10-31-2012, 03:47 PM
Replies: 13
Views: 2,999
Posted By biglou
Hmmm... I think when you fail to open your...

Hmmm... I think when you fail to open your center, parents should not be required to pay. I see your extreme weather policy as a tool when rain or snow storms come to play and you are open, but some...
Forum: Daycare Center and Family Home Forum 10-31-2012, 03:28 PM
Replies: 19
Views: 2,199
Posted By biglou
NYS requires copper landlines. Big Lou

NYS requires copper landlines.

Big Lou
Forum: Daycare Center and Family Home Forum 10-30-2012, 07:06 PM
Replies: 14
Views: 1,451
Posted By biglou
No one wants to lose money, but we must accept...

No one wants to lose money, but we must accept that if our facility is not operational, then we really should not operate! Where the fault lies does not matter. We are held to a standard, if not...
Forum: Daycare Center and Family Home Forum 10-30-2012, 05:23 PM
Replies: 13
Views: 1,362
Posted By biglou
On Cancer I have much to say, but won't. I...

On Cancer I have much to say, but won't. I recently lost my mom age 72 to cancer. Her fourth cancer since age fifty.

Here is the issue for people being treated for cancer. Every one reacts...
Forum: Daycare Center and Family Home Forum 10-30-2012, 04:57 PM
Replies: 14
Views: 1,451
Posted By biglou
I have two laptops with broadband cards and my...

I have two laptops with broadband cards and my iPad with 3g. I am keeping them charged using a 12volt to 120 volt power inverter in my car!
Forum: Daycare Center and Family Home Forum 10-30-2012, 04:10 PM
Replies: 14
Views: 1,451
Posted By biglou
Licensed or not...if something happens to a child...

Licensed or not...if something happens to a child under your care, not having power will be held against you as a general failure to provide adequate safety and so on. I am in NYC, and writing this...
Forum: Daycare Center and Family Home Forum 10-30-2012, 03:42 PM
Replies: 15
Views: 1,818
Posted By biglou
Silver saber is point! You messed up on this one,...

Silver saber is point! You messed up on this one, so just let it go and get a new family for the spot. Next time this situation comes up, remember this family!

Big Lou
Forum: Daycare Center and Family Home Forum 10-30-2012, 03:20 PM
Replies: 8
Views: 1,458
Posted By biglou
On divorcing parents

One more critical note.

If you do not have a contract with both parents names and signatures, get it done ASAP. May sure the contract states that both parents are responsible for payment of the...
Forum: Daycare and Taxes 10-29-2012, 07:25 PM
Replies: 4
Views: 2,884
Posted By biglou
Utilities Deductions-Heat & Water

Hi all

I read in Tom Copeland's Family Childcare and Record Keeping guide, ch.4 on shared expenses and two ways to calculate, Time space vs. actual business use.

The facts: I have a two family...
Forum: Daycare Center and Family Home Forum 10-06-2012, 10:44 PM
Replies: 5
Views: 1,559
Posted By biglou
there is nothing wrong with charging different...

there is nothing wrong with charging different rates as long as you have a system that can withstand some formal scrutiny should someone challenge you about it. Of course, rates cannot be based on...
Forum: Daycare Center and Family Home Forum 10-06-2012, 10:13 PM
Replies: 16
Views: 1,824
Posted By biglou
Money

Asking for money would not be so difficult if you had a payment agreement in place stating the basics, like sick days or other absent days, payment due dates, late fees, ramifications for non-payment...
Forum: Daycare Center and Family Home Forum 10-06-2012, 09:35 PM
Replies: 14
Views: 1,674
Posted By biglou
How to sell your service and barter

Daisy Mama,

To offer your service using barter often leaves one party short changed if you don't set some ground rules. I suggest you use this opportunity to set the rules if everyone wants to...
Forum: Daycare Center and Family Home Forum 10-06-2012, 09:16 PM
Replies: 1
Views: 755
Posted By biglou
daycare in basement NYS

Please review the following docs on basements in NY and Daycare. You have requirements on ceiling heights, egress requirements, etc... Review carefully. I wanted to use my basement, but did not meet...
Forum: Daycare Center and Family Home Forum 10-02-2012, 05:18 PM
Replies: 24
Views: 2,410
Posted By biglou
Mom Says She Is Short On DC Funds

Ms. Nellie,

We are all compassionate and sympathetic with the problems of the children and parents in our care, but we as providers must also remember we operate a business and must keep that...
Forum: Daycare and Taxes 06-05-2012, 07:26 PM
Replies: 4
Views: 1,735
Posted By biglou
thanks for clarifying it. It gives me additional...

thanks for clarifying it. It gives me additional info to discuss with my accountant and review what the benefits are filing as a corp. I visited your blog. Very good.

Best

Big Lou
Forum: Daycare and Taxes 05-29-2012, 08:36 PM
Replies: 4
Views: 1,735
Posted By biglou
thanks for the quick reply. I'm still working it...

thanks for the quick reply. I'm still working it out with my account. Main asset of course is the home. we are considering best way of protecting personal assets from any litigation, limiting...
Forum: Daycare and Taxes 05-29-2012, 10:49 AM
Replies: 6
Views: 1,626
Posted By biglou
is same true for a dedicated apartment in a 2-family home

Tom,

Would the 100% rule still apply if my DC in operating out of a dedicated apartment in my 2-family private home?

Big Lou
Forum: Daycare and Taxes 05-29-2012, 10:34 AM
Replies: 4
Views: 1,735
Posted By biglou
Running a DayCare as an S-Corp

How many daycare's out there are running as an S-Corporation? I am opening a new DC and I am looking at this filing type.Thanks for your input.
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