I could never understand why providers feel this way. To me, if I felt that uncomfortable about a family, I would term, whether I needed the money or not.

No matter how much I needed the money, imo, if I am made uncomfortable by a parent/family, it causes stress, tension and all sorts of uneasy feelings. That makes for a very long and stressful day, and possibly even impact how I care for the children throughout the day. I don't want to be made to feel that way in the privacy of my own home. I would much rather term, have less money, but feel comfortable and less stressed while looking for another family to enroll.