Thank you thank you!
I agree about the philosophy.
I love the part about the payment I just have to figure out how to word it with my electronic payment.
Right now all of my parents use electronic. I LOVE IT. I have one SA kid who's dad doesn't have a computer and he just gives me a check on Mondays. Not a big deal but it is REALLY nice not to have to go to the bank! LOVE it!

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