MMK is the program that I use for electronic payments. it is for everyone.
BEST EVER (have I mentioned that I love it - and so do my parents!)
In the signed contract everything is summarized. But with this handbook (that they have to initial each page) it ensures that I have proof that I told them how things work here and if they ever come back later and say "I didn't know that" I can easily point out that they signed the book - the knew perfectly well.
I hate that I have to be that way but I'm learning the hard way