Originally Posted by MarinaVanessa:
Just a quick note, it depends on your carrier and your state. I have State Farm in CA and it does carry ALL passengers in any of my vehicles and that's without adding any additional insurance to my vehicle insurance. I do know that not all carriers do this and I have heard that State Farm doesn't do this in all states ... Only in certain states I think because of their particular laws.
That's a good note. It's not just prticular to State Farm in Michigan. I actually don't have my car insurance through state farm or farm bureau. I am covered if I'm driving kids around during non-daycare hours if they're like my kid's friends or something. Just not anything to do with my business. That's good that you don't have to carry anything different.