I know we had an insurance thread awhile back, but I couldnt find it. So anyway, I am expanding from Registered (6 kids) to Licensed (9-10 kids). But my insurance company (American Family) who I have Liability Insurance with for the 6 daycare kids told me that they will not even cover me AT ALL if I go over 6 kids. So now I am calling around. State Farm said they would cover me for home and auto if I proved that I had seperate business libility coverage. So they are working up a quote. So far no place I have called will do business liability for over 6 kids.
What insurance do you use? Is it under your homeownwers or a seperate policy?
Thanks Guys!