First thing you need to do is find out if you can have a home childcare in a place where you don't live. Some states allow it, some don't. You need to know if you will be doing buisness as a center or a home daycare. Different things for you to follow.

your next step would be to contact your licensing agency and go to the introduction meetings. In the mean time you can down load your own state regualtions and read them.

In mn home child cares are not "required" to have insurance. Good idea of course, but it's not required. If I were starting up on a budget I could see putting it off for a very limited time depending what other expenses you have.

consider joining an assoication and going to a few meetings to meet other providers. They'll give you the real story for your area.

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