Have you tried State Farm Insurance? I live in CA and we have all of our insurance through them including my DC insurance. Mine is a rider that you get in addition to our regular homeowner's insurance and I don't think I pay more than $100 a year for it. For me it was better than DC insurance because having all of our insurance through State Farm means that the daycare children are covered if we're involved in an auto accident in any of our vehicles. I'm not sure if works the same in all states and I'm sure that we are getting a multi-policy discount but it's worth a shot if you havn't already checked.

If State Farm doesn't offer this to you then DC insurance would be my next choice but you'd still have to find an insurance company with homeowner's insurance that would allow you to do daycare.

Reply