Originally Posted by Cat Herder:
18 months on a personal debt payment plan, set to be paid off, again (kids college/cars, medical), in 6 months. So close. 
You guessed it. 
Back to month 1. I did not go backward, yet, but lost my progress.
I had to replace the fridge, stove, washer, dryer, coffee/end tables, three rugs and two mattresses this year. I did manage to sell my truck to offset some damage.
BUT, now we need a new roof and 3 massive trees must come down (will require professionals). My DH can fund half of the roof, but that still leaves me back underwater for who knows how long. Grr.. Plans. 
Off now for some sweets and an attitude adjustment. I know so many have it so much worse. We have been in this house 13 years, it was coming. 
I hear ya! My brother has given me tons of boxes of laminate to redo my floors and rip up carpet that is 25 years old (since we built it) but I'm afraid to begin afraid I will have some floor repairs or other unforeseen issues arise!
