So i have a weird question. Can i tell parents i dont carry liability insurance (not required where i live) have them sign the form thats required stating i dont have it. BUT actually have it in case something major happens? I feel like i wouldnt be bothered if they think i dont have it, like they wouldnt think to ask me to help pay (for a small thing) vs them knowing i carry and like someone stated, have me pay for Johnnys tooth he knocked out from disobeying a rule.

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