Originally Posted by Blackcat31:
Law is my true love (went to college for two years with that major).
Daycare is my accidental profession.
I am required by law to disclose my insurance coverage (or lack of, if I didn't carry any) to parents. I carry it because I don't want to be involved in any sue-happy situations.
I have had a few situations where a parent wanted me to turn something into insurance and I refused so I think we have some leeway there too.
Hmm... I already have on my policies that I am not liable for accidents or injuries occurring on my property
when the parents are present - meaning I shouldn't be accountable from the driveway to the front door, basically. Now I am wondering if I should expand this since I don't have dc specific insurance (my state doesn't require it for
any dc which is scary, really).
I'm just wondering if that statement would be a deal breaker for some clients. Aren't they sort of expecting me to be liable for accidents or injuries since it's my job to prevent them? As a mom, I'm honestly not sure I'd sign off on that...