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Josiegirl 11:13 AM 09-19-2014
Welcome!
I run my business by myself and support myself. Thankfully there are only 2 more payments left on the house but there will still be a lien for subsidized interest from taking out an FHA loan a million years ago.
I own a 2007 car, bought it used and paid it off ahead of time.
Anyways, I've never been good with budgets and I don't separate costs, etc. What I do is keep enough money out every week to cover groceries and anything else I might need to pick up before next pay day. I try to use strictly cash for purchases and write checks for bills, trying not to use my credit card unless I absolutely have to.
I'm able to bank a lot more during the summer due to higher numbers which is good because of heating cost and property taxes/insurance costs in the fall/winter.
It's not the best way to do it I'm sure but it works for me.
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