I would just tell them that without payment, the contract will be terminated. If they choose to come back, they will owe the enrollment fee, plus a higher rate(yearly rate increase for new families), and it will be dependent on if you have a spot available at that point. They will be starting over as new clients and again, only if you have a spot and want to re-enroll. It's a gamble on their part, but I would be very clear that the current contract ends with the last payment.

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