Applied for PPP through my bank last month and (surprise!) funds were deposited into business account yesterday
. At least 75% must be spent on payroll and the rest on specified overhead expenses for it to be forgiven. I have 2 employees so this will help pay them until we reopen...hopefully by June. I'm in New York
I've been using ADP for umpteen years. They're not that inexpensive. I've stayed because they're established, provide great service and handle all of my payroll needs. One less thing to agita over.