This discussion always irks me, as the people who love it are always Tier 1

Tier 2 is hardly worth it, and the difference between an extra $10K a year to me, or $1800. Sure, $1800 is great....BUT it's a lot of visits, I have to fill out paperwork every day (FP doesn't accept online submission over here), and I'm always making the simplest mistakes, which would be caught by computer, but not when I write it out. So I can easily lose a week of money because I made a simple error (they are super strict). So I don't make $1800. Maybe $1200.

On another note, child care providers are not rich. We are not stealing money from the food program and running to Maui.

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