I agree with BC. Otherwise, that difference in $ will be forever on your mind and cause you mental stress. If you do it gradually, your brain will keep ticking off how much $ you've shorted yourself; if you do it effective 6/1, your brain will accept last years goof quicker and go forward. (at least, that's how I can see myself feeling)
If your dcfs are happy with you, then please try not to stress about it.
