I'm lucky so far it's never come up. I have in my contract that I close I'd there is no power and heat for more then 2 hours. But I've never lost power for that long since where right beside a hospital if we loss it so do they so it gets fixed fast (may change since site is now a not a hospital but a hospital clinic.
I grew up in Alberta Canada where snow days are things from the movies. Schools are open as long as there is heat in the building. Now I'm in Ontario they do have snow days but they are few and far between. I have not closed for one yet cause I don't have any school aged kids.

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