I forgot to add that if state families here chose a STAR rated program it drops their out of pocket expense (co pay) to like $25 I believe.

We just had an increase on our state rates and I'm now below them. I haven't had state pay in 15 years, so I'm not sure if it's worth raising for my private pay clients or not. I feel they are paying out of pocket with no help and it's going to get to the point private pay clients aren't going to be able to afford childcare if they have to keep up with the state pay clients.

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