I was thinking of doing that too...but with a 3 ring binder and an envelope for each month...have it separated into months and punch all full size bills, meaning electric, fuel, phone, ect ect...and then punching a large manila envelope for each month and putting any smaller receipts, such as groceries, toys,ect ect...does that make sense? I also made a sheet with all monthly reoccurring charges to put infront of each months section so I dont forget any..I have a few that are paperless and automatically deducted so I am worried I might forget one!

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