I would caution on taking out loans to start up. I am a freak about not owing people money though!

I would start with just the basics. You do not need a TON of brand new stuff to open. Once you get kids in and get a few months under your belt you will be able to make really wise choices about what fits in your home, what works with your program, what you really need. I bought a lot to start with and have completely gone in another direction.

Good luck!

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