So do you have liability insurance on you home day care why or why not?
Especially would like to here from you if you do not have and rent?
I am newly licensed and do not have insurance was thinking about getting especially after my land lord expresses concerns about his liability insurance only covering residential use.
But then after a letter form my legal advisor explaining to him that in California home day care is considered normal residential use, He has deiced that if I do get insurance I can not add him to my insurance. Which, confused me because, one the reason I was thinking about getting the coverage was to give him peace of mind.
Thoughts please
