Thank you for the information guys!

Does anyone know where I can find information on state law regarding the commercial auto insurance thing? I really don't think it applies to me, as daycare described for her situation. I could call back...but yesterdays call took 45 minutes and three transfers! I don't know if they will listen to me anyway.

I only will be driving around my 2 children and up to 4 daycare children, largely going to and from DD's preschool and fun "field trip" type places (zoo, science museum, park, library...) so I don't *really* think that the commercial part applies. This will be our family vehicle I;m using, not a huge thing...

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