No pay no stay would fix the problem. I know you're trying to work with her but the most important part of your post is that you want your policies followed.

This is dcm's issue she is technically paying late and not making an effort to be in line with the payment due dates. She is under the thinking of "what's a few days" if you are still getting payment. I think you can expect the same from her, meaning she can either budget her finances better to pay you on time or early. My biggest issue with this is that the payment is late. What happens if termination happens on her part or yours? Would she be able to pay the notice period and whatever late payment that she is paying?

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