Hi All, new to this site, and to the world of daycare. We are in the early steps of the process, and noticed that a credit check was part of the Licensing process for California.

My question is, what is the severity of this. We have low credit scores (560-600 ish), a fair amount of debt, and a couple items that will soon be past due on our CR. I am trying to understand how adversely this will affect us getting licensed. We have no criminal issues etc, just some over extension of ourselves financially, part of the reason the decision to open a home daycare was made. Thank you for reading.

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