Thanks everyone for all your suggestions. I am currently planning a sit down with my hubby to discuss finances and what we can cut down to. Should be an interesting meeting as we don't always see eye to eye when money is concerned
Unfortunately, his income is too high to qualify us for any assistance. On paper, we have a decent income, but in reality, once the bills are paid, we don't really have much, if any left over. I am contemplating a career change so I have that added stress of deciding what to do. I will consider all suggestions and hope to get some more. I really do appreciate all the guidance