Originally Posted by Crazy8:
I got the suggestion here to use Square Cash for daycare payments and absolutely LOVED it. It fit all my needs/requirements. Until I got the message that they were changing me to a business account and will now have to pay the 3% fee. 
Is there a good safe alternative? I want something that does not take 3-4 days to transfer to my account and without fees.
That happened to me last month. I've paid close to $200 in fees since then. I am also looking for something different.