In the beginning, I had no for tardiness. I thought i would just tell everyone at their interviews that I close at 6:30, and that payment is due on Friday and they all respect that. About a month in everyone became shady withpayments, and I had one mom show up after 7 each day. She also lied about money being in the diaper bag etc. I was so fed up, I decided if a person did not respect my personal time and my finances then I didn't want to do business with them. Thus my policies were born.
3 late pickups ever will result in termination without notice
3 late payments will result in termination without notice

I could not see myself enforcing a late fee. Late fees are not enough to make up for my personal time being lost. I have not encountered a late pickup or payment since.
It's very simple, each family has a paper hanging in the playroom with three boxes to initial for late pickup, and three boxes to initial for late payment. It is a constant reminder.

Also please excuse me if this is difficult to read. I am typing on my phone.
Thanks

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