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Meeko 08:48 PM 12-31-2011
It's been a hundred years ago (or close)....but I remember going to a class that had a attorney come in and talk to us about contracts etc. He told us to have a separate one for each child even if we had all siblings.

Evidently, in the case of a dispute, they are more ironclad than a group one. I wish I could remember his reasoning...but I know it made sense at the time and I've done individual ones ever since.
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