Originally Posted by safechner:
No, the insurance will not give you the money unless you can ask a driver at fault to see if he is willing to pay the damage without insurance. I mostly doubt he will do that. The insurance will only pay to get it fixed at Collision Center. Sorry....
It depends on the insurance company. Our company, has there own adjuster look at it. I don't even have to go get bids. They cut us the check. It is up to us where we get it fixed or not fix it at all.
I got rear ended at a stop light. They paid a little over $600, b/c the bumper was scratched and the foam underneath was damaged. We chose not to fix it as it was minor in appearance.