OP, you say that you were in contact with her about your child's status and progress in the hospital. So why would she assume that you were not coming back? Why would she terminate you after 10 days? You were CALLING her about your child! Why would you unless you planned to take your child back there? Which obviously you did, because you went back to drop the child off for the day and got your bill!
You can't have it both ways. Sorry. You were fully aware of the policy. The time to discuss it and work something out would have been during the 5 weeks you were out.
If she HAD terminated you after the 10 days I have a feeling you'd be here complaining about that instead.
Day care providers do not make a ton of money. We are not in this business to get rich quick. You are reserving "prime real estate" in a home day care with only so many slots available, a staff to pay possibly, expenses, Social Security, unemployment, etc, etc, etc. Ladies where is that little diddy about this that we give all of our parents? I know someone has it.

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