I have homeowners and auto coverage through AmFam and liability coverage through Assure.
If I transported kids I’d need a higher coverage level for my auto but I don’t transport for any reason.
I don’t know....There’s no emergency I can think of where I’d be able to drive but emergency services couldn’t kwim?
Personally, I’d call 911 before transporting a DCK under any circumstances (because of the liability aspects)
Sad that liability impacts everything....
