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hottwhls 05:32 PM 08-18-2014
Hello my wife and I run a 'Small Family Child Care' here in Southern California in the Riverside county area.
We own our own home and now have learn that our property insurance company has learn that we now run a 'Licensed Small Family Child Care' from our home and is demanding that we get 'Liability' insurance for the Child care or they will drop us from our homeowners coverage.
I thought I understood in the licensing training that as long as we have the parents sign a release form and we keep those forms on file we are ok in california?.

Can someone give me some direction,suggestions,advice and possibly a low cost insurance company that does provide this additional liability insurance that we need now?.

Thank you everyone for your help
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