Originally Posted by Crazy8:
I got the suggestion here to use Square Cash for daycare payments and absolutely LOVED it. It fit all my needs/requirements. Until I got the message that they were changing me to a business account and will now have to pay the 3% fee. 
Is there a good safe alternative? I want something that does not take 3-4 days to transfer to my account and without fees.
I use Brightwheel and love it (because it is free!). It does take a few days to process, but my old policy was that if you chose to use it you had to pay in advance in order to have deposit by the time of care. I just revised my handbook and changed that to make it a little less complicated for parents, but nobody seemed to mind and they all used it.
I ran into one issue with a payment, and they were able to trace the issue to a glitch on their end. They felt so bad they compensated the parent for that week's care (they sent me a check directly). I thought that was great customer service.