Is there a daycare insurance company that doesn't make you fill out a new application every year at renewal. Because I'm pretty sure that I screw it up every year. I just want it to roll over and choose "yes" for renew like I do for my care insurance and renter's insurance every year. The renewal application is in a different format with slightly different verbage than my certificate of insurance, which alway makes me feel like I'm probably translating it over to the new app wrong. This is rediculous. I shouldn't have to fill everything out all over again if I don't want anything to change. And they can "walk me through it" over the phone, but only during daycare hours....with a heavily accented rep that I can't understand with all of the background noise I have going on here.

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