I still need to look into getting some insurance but am curious as well. Our current home owners insurance company who does our cars as well seemed to get nervous when i asked about having a daycare in the home and didnt give me any rates.... we got into a car accident Sunday and i have heard more from Farmers which is the other party who was at fault, then i have my own company. Im thinking of switching to Farmers and seeing how much it would cost with them. If i get a whole lot more kids and more equipment then i might need to get the insurance.

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