Originally Posted by ggmac:
Question. I had some wind damage from a 2 day 55+mph wind storm in March. It pushed my wood privacy fence on both sides so much that it needs to be replaced. I've had 6 people come out to give me an estimate on repairing it, but I've been told it needs to be replaced. I've turned it in to my HO insurance (reluctantly!) and I'm waiting to hear back from them on how much they will cover (- my $1000 deductible). The question I have is, I also have a Business-Liability policy thru West Bend. It does include property damage to my business. Should I also try and turn it into them? Possibly pick up what my HO doesn't cover? I'm afraid of being cancelled for turning in a claim.
You should definitely talk to your business liability insurance agent. You don't have to make a claim after talking to her/him. Ask for their advice, that's why you have a policy with them.