TOM, I have to itemize personal because of a bloodline trust regardless of having any business income or not; Also, this years income is much less than normal due to not working over 4 months because of severe medical issues & being waived on medical insurance due to my state and low income so outstanding medical bills are over 4 times what I would have made doing daycare in a normal year, much less this one - no hubby, just my income and I am so in the red it's not funny (looking at bankruptcy)... how will this affect me?

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