Don't be bullied. That's what she is. You have a signed contract. You haven't breached any policies. Tell her, as nicely and sternly as possible, that xx money is due at the time of termination of contract and if it is not paid in full, she will be taken to small claims court where she will also be responsible for paying your court fees.

If she starts bad mouthing you to others, tell that is slander, which you will also see her in court for.

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